Web3
What is a DAO?
A DAO is an organization whose rules live in code and whose members vote with tokens. Some run billion-dollar protocols; others can't order office supplies.
Author
Jacob Hoffman
Independent editorial contributor covering markets, digital assets, risk and personal finance.
Articles by Jacob Hoffman
Web3
What is a dApp, and how is it different?
A dApp is an app whose engine runs on a blockchain. The login is your wallet, the rules are public code, and the trade-offs are real.
Crypto News
The SEC and CFTC held a joint crypto event
America's securities and derivatives regulators promised to align their crypto rules at a rare joint event in Washington on January 27, 2026 — a signal, not yet…
Crypto News
EU crypto tax reporting started January 1, 2026
DAC8 turned crypto tax reporting automatic across the EU on January 1, 2026 — exchanges now hand customer identity and transaction data to tax authorities,…
Web3
What does Web3 actually mean?
Web3 is a 2014 coinage for an internet run on blockchains — loved, funded, and fought over. Here is what it actually claims, minus the hype.