
Author
Jacob Hoffman
Independent editorial contributor covering markets, digital assets, risk and personal finance.
Articles by Jacob Hoffman
Web3
The only real question is who holds the keys. A side-by-side comparison of the two wallet models — and an honest look at how each one fails.
Jacob Hoffman · Jun 9, 2026
Web3
DeFi is finance built from smart contracts — real services, real yields, and risks a bank normally absorbs, moved onto your side of the table.
Jacob Hoffman · May 18, 2026
Web3
Gas fees are auction prices for scarce block space. Here is the mechanism behind the number — including what Ethereum's 2021 EIP-1559 change did and did not…
Jacob Hoffman · Apr 25, 2026
Blockchain
The Bitcoin halving is the protocol rule that cuts the block subsidy in half every 210,000 blocks — the next drop, 3.125 to 1.5625 BTC, is expected around 2028.
Jacob Hoffman · Apr 23, 2026
Blockchain
A 51% attack is what happens when one party commands most of a blockchain's power — it can rewrite recent history, but far less than headlines imply.
Jacob Hoffman · Mar 31, 2026