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    <title>L4 News — Web3</title>
    <link>https://l4news.com/web3/</link>
    <description>Decentralized identity, storage, governance and finance examined for what they gain and what they cost against the ordinary services they aim to replace.</description>
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    <lastBuildDate>Thu, 03 Sep 2026 04:16:07 GMT</lastBuildDate>
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    <category>Web3</category>
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      <title>How do Ethereum rollups work, and why do they make transactions cheaper?</title>
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      <description><![CDATA[Rollups process transactions off Ethereum's main chain and post a compressed record back to it, inheriting Ethereum's security while cutting fees — but optimistic and zero-knowledge designs prove that record is honest in very different ways.]]></description>
      <pubDate>Sat, 22 Aug 2026 08:44:37 GMT</pubDate>
      <dc:creator>Jacob Hoffman</dc:creator>
      <category>Web3</category>
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      <title>What is a token standard? ERC-20 and ERC-721</title>
      <link>https://l4news.com/web3/what-is-a-token-standard-erc-20-erc-721.html</link>
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      <description><![CDATA[A token standard is a shared rulebook that lets any wallet hold any token. ERC-20 for interchangeable tokens, ERC-721 for unique ones, and the limits.]]></description>
      <pubDate>Fri, 24 Jul 2026 12:00:00 GMT</pubDate>
      <dc:creator>Jacob Hoffman</dc:creator>
      <category>Web3</category>
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    <item>
      <title>What is an ENS domain name?</title>
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      <description><![CDATA[An ENS domain is a readable name like name.eth that maps to a blockchain address. How resolution works, why .eth names traded like NFTs, and scam risks.]]></description>
      <pubDate>Wed, 01 Jul 2026 12:00:00 GMT</pubDate>
      <dc:creator>Jacob Hoffman</dc:creator>
      <category>Web3</category>
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    <item>
      <title>Custodial vs. self-custody wallets</title>
      <link>https://l4news.com/web3/custodial-vs-self-custody-wallets.html</link>
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      <description><![CDATA[Custodial vs self-custody wallets: who holds the keys, what happens when access is lost, and how the risks split. A plain comparison table, no hype.]]></description>
      <pubDate>Tue, 09 Jun 2026 12:00:00 GMT</pubDate>
      <dc:creator>Jacob Hoffman</dc:creator>
      <category>Web3</category>
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      <title>DeFi basics: lending and trading without banks</title>
      <link>https://l4news.com/web3/defi-basics-lending-and-trading-without-banks.html</link>
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      <description><![CDATA[DeFi is finance built from smart contracts: lending, borrowing, and trading with no bank. How it works, where yield comes from, and the real risks.]]></description>
      <pubDate>Mon, 18 May 2026 12:00:00 GMT</pubDate>
      <dc:creator>Jacob Hoffman</dc:creator>
      <category>Web3</category>
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    <item>
      <title>What are gas fees, and why do they change?</title>
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      <description><![CDATA[Gas fees pay for scarce block space, and they move because demand does. How gas is priced, what EIP-1559 changed in August 2021, and how fees are managed.]]></description>
      <pubDate>Sat, 25 Apr 2026 12:00:00 GMT</pubDate>
      <dc:creator>Jacob Hoffman</dc:creator>
      <category>Web3</category>
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      <title>What is an NFT, and what do you actually own?</title>
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      <description><![CDATA[An NFT is a blockchain record of one specific item. When you buy it you own the token — not automatically the art, the file, or the copyright.]]></description>
      <pubDate>Fri, 03 Apr 2026 12:00:00 GMT</pubDate>
      <dc:creator>Tomás Ferreira</dc:creator>
      <category>Web3</category>
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      <title>What is a DAO?</title>
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      <description><![CDATA[A DAO is an organization run by smart contracts and member votes, no director by default. How voting works, the 2021 ConstitutionDAO case, and the risks.]]></description>
      <pubDate>Wed, 11 Mar 2026 12:00:00 GMT</pubDate>
      <dc:creator>Jacob Hoffman</dc:creator>
      <category>Web3</category>
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      <title>What is a dApp, and how is it different?</title>
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      <description><![CDATA[A dApp is an app whose core logic runs on smart contracts, with your wallet as the login. How it differs from a normal app — the pluses and the costs.]]></description>
      <pubDate>Wed, 18 Feb 2026 12:00:00 GMT</pubDate>
      <dc:creator>Jacob Hoffman</dc:creator>
      <category>Web3</category>
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      <title>What is a smart contract?</title>
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      <description><![CDATA[A smart contract is a program on a blockchain that executes agreed terms automatically. How it works, why bugs are dangerous, and what audits can't do.]]></description>
      <pubDate>Mon, 26 Jan 2026 12:00:00 GMT</pubDate>
      <dc:creator>Tomás Ferreira</dc:creator>
      <category>Web3</category>
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      <title>What does Web3 actually mean?</title>
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      <description><![CDATA[Web3, coined by Ethereum co-founder Gavin Wood in 2014, is a vision of an internet run on blockchains. Here is what it claims — and what critics say.]]></description>
      <pubDate>Sun, 04 Jan 2026 12:00:00 GMT</pubDate>
      <dc:creator>Jacob Hoffman</dc:creator>
      <category>Web3</category>
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