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    <description>Company reporting from the infrastructure side: venture rounds, custody licenses, enterprise deployments, partnerships, and shutdowns after a model fails.</description>
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      <title>What is a spot bitcoin ETF, and how does it actually work?</title>
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      <description><![CDATA[A plain-English look at how spot bitcoin ETFs are built, who holds the coins, what they cost, and what changed when regulators allowed funds to trade bitcoin directly instead of cash.]]></description>
      <pubDate>Fri, 14 Aug 2026 08:44:33 GMT</pubDate>
      <dc:creator>Malik Johnson</dc:creator>
      <category>Finance News</category>
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      <title>Crypto in retirement accounts: what to know</title>
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      <description><![CDATA[Crypto can sit in U.S. retirement accounts via self-directed IRAs or select 401(k) plans. Custody, fees, prohibited transactions, and risks explained.]]></description>
      <pubDate>Mon, 10 Aug 2026 12:00:00 GMT</pubDate>
      <dc:creator>Malik Johnson</dc:creator>
      <category>Finance News</category>
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      <title>What is a spot bitcoin ETF, and how does it work?</title>
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      <description><![CDATA[A spot bitcoin ETF lets investors get exposure to bitcoin's price through a regular brokerage account, without holding a wallet or private keys themselves.]]></description>
      <pubDate>Mon, 10 Aug 2026 08:44:31 GMT</pubDate>
      <dc:creator>Malik Johnson</dc:creator>
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      <title>MiCA, explained: Europe&apos;s crypto rules</title>
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      <description><![CDATA[MiCA is the EU's crypto licensing regime, fully applied since December 2024. CASP licenses, stablecoin rules, and the 1 July 2026 deadline, explained.]]></description>
      <pubDate>Thu, 16 Jul 2026 12:00:00 GMT</pubDate>
      <dc:creator>Malik Johnson</dc:creator>
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      <title>What is KYC, and why do exchanges ask for ID?</title>
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      <description><![CDATA[KYC in crypto is identity verification required by the Bank Secrecy Act and FinCEN rules. What exchanges must do, the travel rule, and what regulators see.]]></description>
      <pubDate>Tue, 23 Jun 2026 12:00:00 GMT</pubDate>
      <dc:creator>Malik Johnson</dc:creator>
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      <title>What Basel bank rules mean for crypto</title>
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      <description><![CDATA[Basel crypto rules cap bank exposure to unbacked crypto at 2 percent of Tier 1 capital under the SCO60 standard. What that means for banks and users.]]></description>
      <pubDate>Sun, 31 May 2026 12:00:00 GMT</pubDate>
      <dc:creator>Malik Johnson</dc:creator>
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      <title>Bitcoin treasury companies, explained</title>
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      <description><![CDATA[Bitcoin treasury companies like Strategy raise capital to hold bitcoin on the balance sheet. How the model works, FASB fair value accounting, and risks.]]></description>
      <pubDate>Fri, 08 May 2026 12:00:00 GMT</pubDate>
      <dc:creator>Malik Johnson</dc:creator>
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      <title>CPI jumps to 3.3% in March 2026 as gasoline spikes</title>
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      <description><![CDATA[US CPI hit 3.3% in March 2026 as gasoline posted its biggest monthly jump since 1967, the BLS said. Here is what it means for the Fed.]]></description>
      <pubDate>Thu, 16 Apr 2026 12:00:00 GMT</pubDate>
      <dc:creator>Malik Johnson</dc:creator>
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      <title>Why crypto prices move the way they do</title>
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      <description><![CDATA[Crypto prices move on liquidity, leverage, halving narratives and rotation. This explainer covers the mechanics — with no predictions attached.]]></description>
      <pubDate>Wed, 25 Mar 2026 12:00:00 GMT</pubDate>
      <dc:creator>Malik Johnson</dc:creator>
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      <title>Crypto taxes in the US: what the IRS expects</title>
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      <description><![CDATA[Crypto taxes in the US treat coins as property per IRS Notice 2014-21. This guide covers taxable events, cost basis, rates, and reporting.]]></description>
      <pubDate>Mon, 02 Mar 2026 12:00:00 GMT</pubDate>
      <dc:creator>Malik Johnson</dc:creator>
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      <title>What is a CBDC and how does it differ from crypto?</title>
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      <description><![CDATA[A CBDC is digital money issued by a central bank. This explainer covers CBDC vs crypto vs stablecoins, the e-CNY pilot and digital euro timeline.]]></description>
      <pubDate>Sun, 08 Feb 2026 12:00:00 GMT</pubDate>
      <dc:creator>Malik Johnson</dc:creator>
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      <title>What is a stablecoin and how does it work?</title>
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      <description><![CDATA[A stablecoin is a crypto token pegged to the dollar. This explainer covers how stablecoins work, what backs them, depeg risk, and the rules since 2025.]]></description>
      <pubDate>Sat, 17 Jan 2026 12:00:00 GMT</pubDate>
      <dc:creator>Malik Johnson</dc:creator>
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